Terms of Use

These Terms of Use, including the Privacy Notice and Cookie Statement, govern the use of EFC's website and apps. They may be updated or amended by posting revised versions on this website. You are advised to review these Terms of Use regularly for any changes.

Applicability

These Terms of Use apply to all visits to and use of the website of EFC Technology Pte Ltd ("EFC") and/or its affiliates, as well as to all information, recommendations, and/or services provided to you on or through the EFC website and apps (the "Information"). By accessing or using the website and apps, you agree to these Terms of Use.

Limitation of Liability

While EFC strives to provide accurate and up-to-date Information, we make no representations or warranties, express or implied, as to the accuracy, completeness, or reliability of the Information. EFC disclaims any liability for the use of this site or any site linked to it. The Information is intended for general informational purposes only and does not constitute professional advice.

EFC, its affiliates, and any other party involved in creating, producing, or delivering the website or apps shall not be liable for any damages arising out of your access, use, or inability to use the website or any linked site, or for any errors or omissions in the content thereof.

EFC shall not be liable for damages resulting from the use of electronic means of communication, including but not limited to damages caused by the interception or manipulation of electronic communications by third parties, computer viruses, or other malicious software.

Intellectual Property

Unless otherwise indicated, all intellectual property rights to the website, apps, and the Information are owned by EFC or its licensors.

You are permitted to read the website, apps, and Information and make copies for your personal use, such as printing or storing. However, any other use of the website or Information, including the storage, reproduction, or distribution of any part of the website or Information on external platforms, is prohibited without prior written consent from EFC. You may not remove any copyright, trademark, or other intellectual property notices from any material copied or printed from the website.

No Offer or Solicitation

The Information provided on the website and apps does not constitute an offer, solicitation, or recommendation for the purchase, sale, or transaction of any securities or investments. Users should not rely on the Information for making investment decisions.

Forward-Looking Information

Statements on the website and apps that are not historical facts, including those related to future goals, plans, or performance, are forward-looking statements. These statements are based on current expectations, estimates, and assumptions and involve risks and uncertainties. Actual results may differ materially from those expressed or implied in such statements.

Forward-looking statements are typically identified by terms such as "may," "will," "should," "expect," "could," "intend," "plan," "anticipate," "estimate," "believe," "continue," "predict," "potential," or their negatives. EFC does not guarantee the accuracy of these statements and disclaims any obligation to update them.

Law and Jurisdiction

These Terms of Use, including the Privacy Notice and Cookie Statement, shall be governed by and construed in accordance with the laws of Singapore. Any disputes arising in connection with these Terms of Use, including disputes regarding their existence or validity, shall be resolved exclusively by the competent courts of Singapore.

Links to Other Websites and Social Media

The EFC website or apps may contain links to third-party websites, including social media platforms. While these links are provided for convenience, EFC is not responsible for the content, privacy practices, or terms of use of such websites. These Terms of Use and the Privacy Notice do not apply to third-party websites.

If you choose to share EFC's content through social media platforms (e.g., LinkedIn, Facebook, X), your personal data (such as your name and interests) may be visible to others on those platforms. The use of social media websites is governed by their respective terms and conditions and privacy policies.